Asset Allocation


Asset allocation is the approach we use to creatively balance your risk tolerance level and your long-term return objectives.

Asset allocation essentially means diversifying your portfolio and maintaining a particular proportional distribution across different investment vehicles or “classes” of assets.

Your unique plan is likely to consist of strategically chosen investment opportunities from among these six broad asset classes:

  • Cash, money market instruments and ultra-short term fixed income
  • U.S. fixed income
  • International fixed income
  • U.S. equities
  • International equities
  • Alternative assets

By combining these asset classes which have differing types of risk/return characteristics, investors’ unique needs and objectives are better achieved.

Our team closely monitors your portfolio, adjusting the asset allocation among the categories as needed, to remain true to your formal Investment Policy Statement.